Terms & Conditions

IMPORTANT — PLEASE READ CAREFULLY. These Terms contain dispute-resolution provisions (Section 21), including a class-action waiver where permitted by law, that affect how disputes are resolved, except where prohibited for consumers (see Section 26). They also contain important risk disclosures (Section 8) and limitations of liability (Sections 17–18). Digital assets carry a risk of total loss. Do not use the Service unless you understand and accept these risks.

For the purposes of these Terms:

"Poolaris", "we", "us", "our" means POOLARIS AI, a company incorporated under the laws of Spain.

"Service" means the Poolaris web application, mobile interfaces, APIs, bots, automation engine, and related services.

"User", "you", "your" means any person or entity that accesses or uses the Service.

"Wallet" means a self-custodial blockchain wallet you control through a third-party provider.

"Funding Wallet" means a wallet generated and/or operated by Poolaris (including via server-side key management and signing) to execute transactions on your behalf when you enable Automatic Mode.

"Automatic Mode" means the optional feature whereby you authorize Poolaris to take automated actions (including selecting pools, deploying, rebalancing, and withdrawing liquidity) within parameters you configure.

"Digital Assets" means cryptocurrencies, tokens, and other blockchain-based assets.

"Third-Party Protocols" means decentralized protocols and services Poolaris interacts with, including but not limited to Meteora, blockchain networks (e.g. Solana), RPC providers, oracles, and wallet providers.

"Liquidity Position" / "LP Position" means a position created by supplying Digital Assets to a liquidity pool.

By connecting a Wallet, creating an account, enabling Automatic Mode, or otherwise accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, you must not use the Service. If you accept these Terms on behalf of an entity, you represent that you are authorized to bind that entity.

You represent and warrant that you:

a. are at least 18 years old (or the age of majority in your jurisdiction) and have full legal capacity to enter into a binding contract;

b. are not located in, a resident of, or otherwise subject to the laws of any Prohibited Jurisdiction (Section 14);

c. are not a Sanctioned Person and are not acting on behalf of one (Section 13);

d. will use the Service in compliance with all laws applicable to you, including tax, securities, AML, and consumer-protection laws.

We may, but are not obligated to, verify your eligibility at any time and may suspend or terminate access where eligibility cannot be confirmed.

a. Software, not advice. The Service is a software tool that helps automate interactions with Third-Party Protocols. It does not provide investment, legal, tax, or financial advice, and nothing in the Service constitutes a recommendation to buy, sell, or hold any Digital Asset or to enter into any transaction.

b. No fiduciary duty. Poolaris is not your broker, dealer, exchange, investment adviser, portfolio manager, or fiduciary, except solely to the limited extent (if any) expressly required by applicable law in connection with the Funding Wallet. We owe you no fiduciary duties.

c. Automated and AI-assisted decisions. Pool screening and certain operational decisions may be made by automated systems, including AI/LLM-based components. These systems can be wrong, can produce unexpected results, and operate without human review of each individual decision. See also Section 6 and our Privacy Policy regarding automated decision-making.

d. No guarantee of results. Any APY, yield, fee, "win rate", historical performance, simulated performance, or projected figure shown anywhere in the Service or in our communications is illustrative only, not guaranteed, and not a promise of future results. Past performance is not indicative of future results.

If the Service offers account registration, you must provide accurate information and keep it current. You are responsible for all activity under your account and for maintaining the confidentiality of your credentials. Notify us immediately at [SECURITY EMAIL] of any unauthorized use.

a. Self-custodial connection. You may connect a Wallet you control via third-party providers. You are solely responsible for securing your Wallet, private keys, seed phrases, and devices. We never ask for, and you must never share, your seed phrase. We do not control or have access to your self-custodial Wallet's keys.

b. Funding Wallet authorization. If you enable Automatic Mode, you expressly authorize Poolaris to create and/or operate a Funding Wallet and to initiate, sign, and broadcast transactions on your behalf strictly within the limits and parameters you configure (including maximum deployment amounts, asset selection rules, and stop conditions). You may modify or revoke these authorizations and withdraw funds at any time, subject to network conditions and any transaction in progress.

c. Custodial risk acknowledgement. You understand and accept that, while Automatic Mode is enabled, the Funding Wallet involves an element of custody and that funds held in or routed through it may be at risk from: smart-contract bugs, protocol failures, key-management or operational failures, server compromise, network congestion, failed or stuck transactions, slippage, and unauthorized access if our or your credentials are compromised. You accept these risks.

d. No segregation guarantee unless stated. Unless expressly stated in writing, funds in a Funding Wallet are not guaranteed, insured, or held in segregated client accounts, and are not protected by any deposit-guarantee or investor-compensation scheme.

e. Parameters are your responsibility. You are responsible for the parameters you set. Poolaris is not responsible for losses resulting from parameters you chose or from your decision to enable Automatic Mode.

The Service interacts with Third-Party Protocols and infrastructure we do not own or control. We do not guarantee their availability, security, or performance, and we are not responsible for losses arising from them (including protocol exploits, oracle failures, chain reorganizations, downtime, or changes to their terms). Your use of Third-Party Protocols may be subject to their own terms.

You acknowledge that using the Service involves substantial risk, including the risk of total loss of principal. Risks include, without limitation:

• Market risk and volatility, including rapid and total loss of value.

• Impermanent loss and divergence loss inherent to liquidity provision and concentrated/range-based liquidity.

• Smart-contract and protocol risk, including bugs, exploits, and economic attacks.

• Custodial and operational risk relating to the Funding Wallet (Section 6).

• Liquidity and slippage risk, including inability to exit a position at a desired price or at all.

• Memecoin and low-quality-asset risk: many pools involve highly speculative, illiquid, or worthless tokens, including tokens created for fraud, "rug pulls", or pump-and-dump schemes.

• Oracle, liquidation, and de-peg risk.

• Regulatory risk, including the risk that the Service, certain assets, or your activity become restricted or unlawful.

• Technology, network, and execution risk, including failed, delayed, front-run, or reverted transactions.

• AI/automation risk: automated and AI-assisted decisions may be erroneous or unsuitable.

You represent that you have sufficient knowledge to evaluate these risks, that you are using only funds you can afford to lose entirely, and that you are solely responsible for your decisions.

You are responsible for blockchain network ("gas") fees, Third-Party Protocol fees, and any Poolaris subscription, performance, or usage fees disclosed in the Service. Fee schedules and the method of charging are described at [LINK/SECTION] and may change with reasonable notice where required by law. Fees are non-refundable except where required by law.

You are solely responsible for determining and paying any taxes (including capital gains, income, VAT, and reporting obligations) arising from your use of the Service. We do not provide tax advice and may be required to report information to tax authorities.

You agree not to:

a. use the Service in violation of any applicable law or these Terms;

b. use the Service for money laundering, terrorist financing, fraud, market manipulation, or sanctions evasion;

c. attempt unauthorized access, interfere with, disrupt, or reverse engineer the Service (except to the extent such restriction is prohibited by law);

d. use bots, scrapers, or automated means beyond the documented APIs, or exceed rate limits;

e. infringe our or others' intellectual property or rights;

f. introduce malware or attempt to exploit the Service or other users;

g. misrepresent your identity, eligibility, or the source of your funds.

You represent that your funds derive from legitimate sources. Where Poolaris acts as, or is treated as, a regulated entity (including with respect to the Funding Wallet), we may be required to, and you agree we may: (i) collect and verify identity information ("KYC"); (ii) screen users and transactions against sanctions and watchlists; (iii) monitor, restrict, freeze, or report transactions; and (iv) refuse or terminate service. You agree to provide requested information promptly. [CONFIRM whether KYC is performed; if regulated, this section must be expanded with the applicable AML framework.]

You represent that you are not, and are not owned/controlled by or acting on behalf of, a person that is (a) listed on any sanctions list (including those administered by the UN, EU, OFAC, UK HMT), or (b) located in or a resident of a comprehensively sanctioned territory. We may block access to comply with sanctions laws.

You may not use the Service if you are located in or a resident of any jurisdiction where the Service or the use of decentralized-finance tools or custodial automation is prohibited or would require authorization we do not hold, including without limitation [LIST PROHIBITED JURISDICTIONS — to be defined with counsel]. We may use geofencing or other measures to enforce this.

The Service, including software, models, branding, and content (excluding open-source components under their own licences and excluding on-chain data), is owned by Poolaris or its licensors. We grant you a limited, revocable, non-exclusive, non-transferable licence to use the Service for its intended purpose. All rights not expressly granted are reserved. You may use any feedback you provide and grant us a perpetual, royalty-free licence to use it.

If we provide an API, your use is subject to documented limits and any additional API terms. We may modify, rate-limit, or discontinue the API at any time.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ACCURATE, OR ERROR-FREE, OR THAT ANY STRATEGY WILL BE PROFITABLE. Nothing in these Terms excludes liability that cannot lawfully be excluded (see Section 26).

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

a. Poolaris and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or Digital Assets, arising out of or related to the Service, even if advised of the possibility.

b. Our aggregate liability for all claims relating to the Service shall not exceed the greater of (i) the total fees you paid to us in the twelve (12) months before the event giving rise to the claim, or (ii) one hundred U.S. dollars (USD $100).

c. Consumer carve-out. The exclusions and limitations in Sections 17–18 apply only to the extent permitted by law. They do not limit liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, for gross negligence or wilful misconduct, or for any liability that cannot be excluded or limited under mandatory law applicable to you, including mandatory consumer-protection law in the EU/EEA (see Section 26).

To the extent permitted by law, you agree to indemnify and hold harmless Poolaris and its affiliates from claims, losses, and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Service, your violation of law, or your infringement of third-party rights. This Section does not apply to the extent prohibited against consumers.

We may suspend or terminate your access, with or without notice, if we reasonably believe you have violated these Terms, pose a security or legal risk, or where required by law. You may stop using the Service at any time and, where applicable, withdraw funds and revoke Automatic Mode authorizations. Sections that by their nature should survive termination (including 8, 10, 15, 17–19, 21–26) survive.

a. Governing law. These Terms are governed by the laws of Spain, without regard to conflict-of-laws rules, except that mandatory consumer-protection laws of your country of residence continue to apply where they grant you greater protection.

b. Courts. To the extent permitted by law, you agree to submit to the exclusive jurisdiction of the courts of Spain. Class-action and collective-proceeding waiver: to the extent permitted by law, disputes will be resolved individually and not as part of a class.

c. Consumer exception. If you are a consumer in the EU/EEA, nothing above deprives you of your right to bring proceedings in the courts of your place of residence, or of any mandatory protections; the class-waiver provisions do not apply to you to the extent they are invalid under the law of your residence. EU consumers may also use the EU Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.

We may modify or discontinue the Service or update these Terms. Material changes will be indicated by updating the "Last updated" date and, where required, by additional notice. Continued use after changes take effect constitutes acceptance where permitted by law; otherwise, your prior consent will be sought.

We are not liable for failures or delays caused by events beyond our reasonable control, including blockchain failures, network outages, protocol exploits, acts of God, war, regulatory action, or third-party failures.

You may not assign these Terms without our consent. We may assign them to an affiliate or successor.

These Terms (with the Privacy Policy and any product-specific terms) are the entire agreement between you and Poolaris. If any provision is unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. Headings are for convenience only. These Terms do not create any agency, partnership, or joint venture.

If you are a consumer resident in the EU/EEA:

• Nothing in these Terms limits your non-waivable statutory rights.

• Unfair contract terms within the meaning of Directive 93/13/EEC are not binding on you.

• You retain all mandatory protections under the laws of your country of residence, and may bring claims before its courts.

• Liability limitations apply only to the extent permitted by such mandatory law.

Questions about these Terms: legal@poolaris.ai

POOLARIS AI.

This document is a template/draft and does not constitute legal advice. It must be reviewed and adapted by qualified counsel licensed in the relevant jurisdictions before use, with particular attention to the custodial Funding Wallet, AML/KYC, and crypto-asset authorization requirements (e.g. MiCA in the EU, money-transmission rules in the US).